In a city as fast-paced as Miami, rideshare services like Uber and Lyft are part of everyday life. But when these convenient rides turn into life-altering accidents, victims are often left confused and vulnerable. Rideshare accidents are legally complex and require attorneys who understand both personal injury law and the evolving insurance policies of rideshare companies.
At Rafaeli Law PLLC, our Miami rideshare accident lawyers help victims involved in Uber and Lyft crashes recover compensation for their injuries, lost wages, and other damages. Whether you were a passenger, pedestrian, cyclist, or driver, we offer personalized legal guidance to help you navigate Florida’s rideshare liability system and fight for what you’re owed. Learn more about our firm’s values and what sets us apart.
Unlike traditional car accidents, rideshare crashes involve multiple layers of insurance and legal responsibility. Uber and Lyft drivers are independent contractors, not employees, and coverage changes depending on whether the app was on, the driver was waiting for a ride, or actively transporting a passenger.
Florida requires Transportation Network Companies (TNCs) to provide:
If the driver isn’t logged in to the app, their personal auto insurance applies, not the rideshare company’s. This is often minimum coverage and may not be sufficient for serious accidents.
This shifting liability makes determining coverage and filing claims extremely difficult without legal help.
Visit Florida Highway Safety and Motor Vehicles (FLHSMV) for official state traffic laws and safety resources.
Depending on the circumstances, liability could fall on:
We conduct full investigations, collect digital ride logs, phone data, dashcam footage, and witness statements to determine who’s responsible and which insurance carrier must pay.
Explore other types of accidents we handle, such as truck accidents and motorcycle collisions.
We represent clients in a wide range of rideshare-related accidents, including:
Every case is unique. Our personal injury lawyers evaluate all the facts to build a solid, personalized strategy for recovery.
After a rideshare accident, your actions can make or break your claim. Follow these important steps:
Our team helps victims act quickly and protect their rights every step of the way.
Need immediate legal help? Schedule your free consultation or call 954-365-5639.
Category | Details |
Most Common Locations | Downtown Miami, Brickell, Wynwood |
Peak Accident Hours | 5 p.m. to 9 p.m., Friday and Saturday nights |
Average Claim Time | 3 to 6 months with legal representation |
Primary Causes | Distracted driving, unsafe stops, speeding, third-party negligence |
Florida Statute of Limitations | 2 years from date of accident |
Passenger Insurance Coverage | Up to $1 million if driver was active on app |
App-Based Vehicle Involvement | 1 in 11 injury crashes in Downtown (2022) |
Data Source |
According to the Miami-Dade TPO Safety Report, Uber and Lyft vehicles account for a growing share of urban traffic incidents. Between 2019 and 2023, the Miami metro area saw a 13% increase in crashes involving app-based transportation.
These figures show how prevalent rideshare accidents have become, reinforcing the need for specialized personal injury help.
If you were riding in a rideshare vehicle at the time of the crash:
Our legal team ensures passengers get the full coverage they are entitled to without unnecessary delays. See what past clients have said in our testimonials.
You may file a personal injury lawsuit when:
Florida law gives you 2 years to file a rideshare-related injury lawsuit. Delaying legal action risks losing access to important evidence and witnesses.
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Hear from the clients who trusted us to fight for their justice—and found peace, resolution, and results.
Responsibility depends on the app status of the driver. If the driver was actively transporting a passenger, Uber or Lyft’s $1 million policy typically applies. If the driver was offline, only their personal insurance applies.
Generally, Uber and Lyft are shielded from direct liability because their drivers are independent contractors. However, lawsuits may be possible in rare cases of corporate negligence (e.g., failing to vet a driver with a violent history).
Under Florida law, you typically have 2 years from the date of the accident to file a personal injury lawsuit. It’s best to act quickly to preserve evidence.
You may be covered by the rideshare company’s commercial insurance if the driver was logged into the app. Otherwise, their personal auto insurance applies.
Yes. Uber and Lyft provide more robust insurance coverage for passengers and for accidents during active trips than for bystanders or other drivers.
Call the police immediately, seek medical help, and contact a lawyer. You may still be eligible for compensation through uninsured motorist coverage or the rideshare company’s policy if the trip can be verified.
Possibly. Your personal PIP or UM/UIM coverage may apply depending on fault and policy limits. We help clients understand how their own policies interact with rideshare coverage.
Digital records from the rideshare company, app screenshots, and driver trip logs can all help confirm whether the app was on and the driver was on duty. Our legal team can subpoena these records if needed.
If you are facing a personal injury or insurance dispute, Rafaeli Law PLLC is here to help. We are dedicated to protecting your rights and helping you secure the compensation you deserve.